Homeowners policy will protect a homeowner from loss caused by fire, lightning, windstorm/tornadoes, hail, hurricane, aircraft, riot or civil commotion, smoke, explosion, theft, volcanic eruption, and vandalism.
Life insurance is the most important policy people should buy. This is because it is based on love. You buy life insurance to protect those you love. Life insurance is not death insurance. There are different types of life policy. Unlike other kinds of insurance policies, life insurance is customized to suit individual policyholders.
When it comes to flood insurance, there is a general misconception that once you have homeowners policy, it automatically protects you against loss that results as a result of flood. Unfortunately, no homeowners policy covers flood. Flood Policy is a stand alone policy that protects the insured against flood.
Boat insurance policy protects you, your boat and watercraft properties against any physical damage or liability as a result of a boating accident. The coverage also include when you injure someone or their property with your boat.
Motorcycle insurance policy protects you against physical damage and liability as a result of an accident. Just like auto policy, your coverage depends on the limit of coverage on your policy. There are various options available based on your needs. Contact us for more details.
Renters insurance policy protects the tenant against physical damage to the tenant’s personal property against covered loss such as fire, theft and more per coverage limits. It also provides liability coverage that protects both the tenant and the landlord in case of an injury sustained by someone who visited your apartment. Unlike homeowners policy, renters insurance does not protect against physical damage to the structure (Building).